Coverage comparison
Set the same limits, deductibles, drivers, and vehicle use before comparing prices.
Bring the detail
Prepare consistent vehicle and driver details. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Discount questions
Ask which discounts you qualify for and what conditions maintain eligibility.
Bring the detail
Prepare actual annual distance and commute. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Policy & payment terms
Review exclusions, cancellation terms, instalment fees, and optional cover.
Bring the detail
Prepare current cover and deductibles. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
One consistent fact sheet
Drivers, use, distance, address and claims should match across enquiries.
Comparable protection
Use the same requested limits, options and deductibles.
Discount and payment conditions
Separate confirmed savings from promotional examples and record fees.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.